No Spend Month Week 1 Update

July 9, 2009

in money,no spend month

It’s been a week since we started our No Spend Month, prepare yourself for a cringe-inducing update on our spending so far.

We’ve spent a total of: $362.37 Ouch!

Here’s how it breaks down.

Gas: $39.32

Groceries: $109.72 (includes paper products)

Pets: $54 (does NOT include $109 vet visit to prep puppy for neuter later this month)

Allowances: $19

OTHER

Printer Ink: $33.92

Eating Out: 56.43

Household: $7.39 (potting soil)

Target: $33.02 (lantern and batteries for camping)

Some of these items we needed at an unfortunate time (printer ink, vet visit, potting soil), some are monthly expenses we happened to need this week (puppy food, cat food, paper products), and some were just out of desperation (eating out).

Overspending happened in 3 areas: gas, groceries and eating out.

Gas: I’m spending more on gas than I’d like. Partly this was July 4th when we sat in traffic for about 30 minutes, but it is also dropping and picking up my daughter from camp 4 days a week. I’m going to try walking her to camp everyday next week. This is good for me, for her, and for my budget.

Groceries: The grocery budget was higher than I expected since we needed to replenish our paper products (happens once every 1 1/2 months), and we splurged a bit for our meal on the 4th.

Eating Out: There is no reasonable explanation for it, so we’re counting this as our allowances. (we budgeting $25/each for it)

Dog: I did not include the cost of the vet visit ($109) or the dog’s surgery (est $180) since these are being paid for by our pet fund.

We have a total of $387.63 left for the rest of the month. So in other words we have approx. what we spent in 1 week that needs to last for OVER 3 weeks! Yikes!

Thankfully the fridge and pantry are mostly stocked, we don’t have much on the agenda this weekend. We’ll probably stick close to home, and get some gardening done.

We’re camping with friends this evening I’ve never gone camping with all 4 kids, so I’m kind of crazy with worry and excitement, I’ll see you all tomorrow, when I’ll be hosting my first ever giveaway!

Are you participating in a no spend month? How is it going?

Kelly

© 2009, Whalen Media LLC. All rights reserved. To repost or publish, please email Kelly.

About Kelly


Kelly Whalen is the founder of The Centsible Life, a blog where motherhood and money meet. Her goal is to help readers live well on less. Kelly is a mom to 4, and loves that she can stay at home with her kids, and still pursue her passions for writing, personal finance, and social media. You can often find her on twitter and Facebook talking money and motherhood.

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  • http://www.punchdebtintheface.com Debt Ninja

    Well it looks like you’ve realized where you spending has gone and are making the adequate corrections. All ya can do is give it your best and readjust when things change. Keep it up :)

  • http://www.punchdebtintheface.com/ Debt Ninja

    Well it looks like you’ve realized where you spending has gone and are making the adequate corrections. All ya can do is give it your best and readjust when things change. Keep it up :)

  • http://oosphere.wordpress.com RM

    Good luck with the remainder of the month — I’d love to hear more about how/what you pack for camping with the family. This is something that I want to streamline for my own family.

    • Kelly

      RM, it was my first time in years (and the first time with all the kids) so I’m sure my list will be longer than it should but I packed for one night!
      1 blanket per person
      1 pillow per person
      3 changes of clothes (we’re a messy crew)
      food
      paper products
      trash bags
      reusable plates, cups, etc.
      one bin of toys

      It still was enough to fill the trunk of my van and the front seat was filled with the cooler and food bags.

      We’re planning on going again in August so I’ll see if I can pair it down.

  • http://oosphere.wordpress.com/ RM

    Good luck with the remainder of the month — I’d love to hear more about how/what you pack for camping with the family. This is something that I want to streamline for my own family.

    • Kelly

      RM, it was my first time in years (and the first time with all the kids) so I’m sure my list will be longer than it should but I packed for one night!
      1 blanket per person
      1 pillow per person
      3 changes of clothes (we’re a messy crew)
      food
      paper products
      trash bags
      reusable plates, cups, etc.
      one bin of toys

      It still was enough to fill the trunk of my van and the front seat was filled with the cooler and food bags.

      We’re planning on going again in August so I’ll see if I can pair it down.

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