Kelly Kinkaid

March – Best Time to Buy

Everyone who has ever tried to make the most of their money knows that in order to get the best bargains on certain goods, timing is everything. So in order to help the readers of The Centsible Life get their bargain timing down to perfect, I have created a “Best Time to Buy” list for [...]

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Money and Budgets – Can Kids Manage Them?

Back in the Day: When Money Meant Not Having to Eat at Kid Friendly Restaurants Way, way, way back in the day when Princess Di’s poofy-sleeved wedding dress was still in style and money or budgeting or kids meant little to me I got engaged. And as all proper engaged girls do I got every [...]

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Cheap Valentine vs. Frugal Valentine

My mom used to use the phrase on a regular basis, penny wise but dollar foolish. This was her way of explaining the difference between being cheap and being frugal. Basically it breaks down this way. A cheap man understands the dollar is worth 100 pennies. A frugal man understands what 100 pennies is worth. [...]

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February: Best Time to Buy

Everyone who has ever tried to make the most of their money knows that in order to get the best bargains on certain goods, timing is everything. So in order to help the readers of The Centsible Life get their bargain timing down to perfect in February, I have created a “Best Time to Buy” [...]

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Comparing Gift Card Buyback Sites

December through April are big months in my house for gift cards. We have Christmas, then all 4 of my family members’ birthdays, Valentine’s Day, Easter, etc., and as my kids have gotten older we have found that they have gotten harder to shop for. My husband and I have also gotten harder to shop [...]

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Fitness on a Budget

A common New Year’s resolution is to attempt to get fit for the year. Last year after having years of stops and starts when it came to adding “getting moving” to my daily routine I started running. For some reason, unlike a lot of other programs this was the first workout that I started that [...]

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My Financial New Years Resolutions for 2012

Now that it is the New Year I’ve been thinking about what I can do to make more money, you know, other than getting another job or my daughter and I giving up our weekly Starbucks. After all, we need our weekly Starbucks. **wink, wink** (No really. We need our weekly Starbucks.) The key to [...]

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Best Time to Buy: January

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7 Year-End Personal Financial Planning Tips

Among the business of holiday frenzy and year end parties it may seem like an odd time to get your financial house in order. But in fact December is an excellent time to take stock of your personal finances. As you are taking stock there are a few items for you to double-check, and make [...]

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Holiday Shopping on a Budget: A Guide for Large Families

My immediate family is not a large family. My husband and I each come from a family of two kids and my two kids are two of four cousins that I have to worry about shopping for during the holiday season. However, growing up holiday shopping for my family was a little different. My mom [...]