cutting expenses

8 Great Ways to Save Money Socially

As mentioned in Living on One Income: One Family’s Process I talked about how hard it was for my husband and I to give up our social life to save money. Before we had kids we were always out spending money and doing fun expensive things with our friends. But one of the decisions we [...]

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Living on One Income: One Family’s Process

Despite living on one income seeming like an overwhelming prospect, with the unemployment rate in the United States at 8% to 9.5% it is probably a smart idea to at least think about it and perhaps set up a plan for living on one income in case the worse happens. To help you prepare for [...]

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Money and Budgets – Can Kids Manage Them?

Back in the Day: When Money Meant Not Having to Eat at Kid Friendly Restaurants Way, way, way back in the day when Princess Di’s poofy-sleeved wedding dress was still in style and money or budgeting or kids meant little to me I got engaged. And as all proper engaged girls do I got every [...]

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Fitness on a Budget

A common New Year’s resolution is to attempt to get fit for the year. Last year after having years of stops and starts when it came to adding “getting moving” to my daily routine I started running. For some reason, unlike a lot of other programs this was the first workout that I started that [...]

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Save Money While Holiday Cooking

Often times one of the scariest times to hit the stores is when you are getting ready to shop for your holiday feasts. I myself can remember many times in which seeing the printing out of my grocery bill would cause me to break out into a sweat. Fortunately I have discovered that holiday cooking [...]

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Refinancing for the New Year

photo credit: bloomsberries It’s a New Year, and at this time of year many people are thinking about ways to save more money this year. You may be tempted to slash your grocery budget by only cooking at home, or cut back on monthly expenses like car insurance. If you haven’t tackled your biggest expenses [...]

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sale mail email account

I wrote a guest post on Consumerism Commentary titled “How to Spend Smarter this Holiday Season.” One of the ideas I mentioned was creating a “sale mail” email account. I got a ton of responses about the idea so I wanted to share it with you. I have been using a separate folder in my [...]

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just keep swimming, just keep swimming

If you’re visiting from The Money Hacks Carnival- Welcome! Please stop by my About Me page, my Media page, and consider subscribing to my RSS feed. You can also follow me on twitter. Thanks for stopping by! photo credit: Silvio Tanaka First, let me say a Happy Belated Mother’s Day to all the moms out [...]

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cutting the cable update

I previously posted that we cut our cable. I had been hesitant at first since we were in a “contract” and they would charge us a cancellation fee, but it was our last fixed expense that we could cut, so we took the plunge a few months ago. I am REALLY glad we did. First [...]

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how to: take charge of your finances

I’m no expert (and really why would anyone listen to an “expert” these days?) I’m not one of those frugal people who has lived all my life with no debt, and saved tens of thousands dollars. We’ve been focused on raising our family, and when emergencies hit we had no safety net so things got [...]