budgeting

Fitness on a Budget

January 26, 2012

A common New Year’s resolution is to attempt to get fit for the year. Last year after having years of stops and starts when it came to adding “getting moving” to my daily routine I started running. For some reason, unlike a lot of other programs this was the first workout that I started that [...]

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My Financial New Years Resolutions for 2012

January 13, 2012

Now that it is the New Year I’ve been thinking about what I can do to make more money, you know, other than getting another job or my daughter and I giving up our weekly Starbucks. After all, we need our weekly Starbucks. **wink, wink** (No really. We need our weekly Starbucks.) The key to [...]

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Kmart & Sears offer layaway programs to help consumers budget

September 20, 2011

Kmart and Sears offer layaway programs to help customers pay for their purchases over time without incurring debt, and insuring that they get the items that they want at current prices. It is typically a win-win for consumers, but I wondered what my readers thought about layaway. After all, it’s only recently that layaway has [...]

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New Year’s Financial Resolutions

January 6, 2010

During my giveaway for David Bach’s book I asked everyone to enter by telling me what your top financial resolution is for the year. I loved the responses so much, and wanted to share them with you. Save more My advice: If you are trying to save a certain amount or percentage have it automatically deducted [...]

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BudgetPulse offers saving goals

November 10, 2009

Budgetpulse is free online personal finance managment software. It’s different than Mint, and Wesabe, you don’t enter in passwords, you upload statements to keep track of your balances. I signed up this afternoon, and have been toying around with the interface. I set up accounts, my budget, and a savings goal. Savings goals are the [...]

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joint finances (or not?)

April 21, 2009

There has never been a time we kept our finances separate. I have been a stay at home mom for over 11 years, and from the beginning our finances have been combined. With only one income (for the most part), this was the only way to go.

I suppose if we had started out as a dual income family things might be different. I did (and do) most of the shopping for the family, and he earns the money, so separating the finances never made sense.

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Budgeting Bi-Weekly Pay

April 2, 2009

photo credit: orphanjones One of the things that held us back from being financially successful for years, was confusion over how to allocate our money. A topic that came again and again over the years was how to make a monthly personal budget when you get paid bi-weekly. It is one of the main reasons [...]

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