cutting expenses

Fitness on a Budget

January 26, 2012

A common New Year’s resolution is to attempt to get fit for the year. Last year after having years of stops and starts when it came to adding “getting moving” to my daily routine I started running. For some reason, unlike a lot of other programs this was the first workout that I started that [...]

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Save Money While Holiday Cooking

November 28, 2011

Often times one of the scariest times to hit the stores is when you are getting ready to shop for your holiday feasts. I myself can remember many times in which seeing the printing out of my grocery bill would cause me to break out into a sweat. Fortunately I have discovered that holiday cooking [...]

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Refinancing for the New Year

January 14, 2010

photo credit: bloomsberries It’s a New Year, and at this time of year many people are thinking about ways to save more money this year. You may be tempted to slash your grocery budget by only cooking at home, or cut back on monthly expenses like car insurance. If you haven’t tackled your biggest expenses [...]

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sale mail email account

November 16, 2009

I wrote a guest post on Consumerism Commentary titled “How to Spend Smarter this Holiday Season.” One of the ideas I mentioned was creating a “sale mail” email account. I got a ton of responses about the idea so I wanted to share it with you. I have been using a separate folder in my [...]

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just keep swimming, just keep swimming

May 11, 2009

If you’re visiting from The Money Hacks Carnival- Welcome! Please stop by my About Me page, my Media page, and consider subscribing to my RSS feed. You can also follow me on twitter. Thanks for stopping by! photo credit: Silvio Tanaka First, let me say a Happy Belated Mother’s Day to all the moms out [...]

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cutting the cable update

April 3, 2009

I previously posted that we cut our cable. I had been hesitant at first since we were in a “contract” and they would charge us a cancellation fee, but it was our last fixed expense that we could cut, so we took the plunge a few months ago. I am REALLY glad we did. First [...]

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how to: take charge of your finances

March 12, 2009

I’m no expert (and really why would anyone listen to an “expert” these days?) I’m not one of those frugal people who has lived all my life with no debt, and saved tens of thousands dollars. We’ve been focused on raising our family, and when emergencies hit we had no safety net so things got [...]

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11 ways to save on auto insurance

February 12, 2009

photo credit: Damian Morys Fotos We started with a policy that we were paying $750/6 months for 2 vehicles. That included loads of discounts (multi driver, low mileage, etc.). We are insured through USAA which has consistently been the cheapest insurance option. Most insurers can’t come close to their numbers, and I’ve always had excellent [...]

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cutting the cable

February 10, 2009

We finally pulled the plug, well mostly. The one holdout on our monthly expenses was the cable “bundle”. We (stupidly) signed a (stupid) contract that had us at $99/month for phone, cable and internet for a year, and then it jumped to $144/month for the second year. We also have a TiVo which I adore [...]

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