Recently I received an email from the Center for Responsible Lending urging me to share how you can end bank’s ridiculous overdraft fees. The Federal Reserve is seeking comments on overdraft fees. The deadline is March 30th, so please do it now while you are thinking about it! This is a small thing you can do to help save you and other consumers millions of dollars a year.
I’m no expert (and really why would anyone listen to an “expert” these days?) I’m not one of those frugal people who has lived all my life with no debt, and saved tens of thousands dollars. I can share with you what I learned in my journey to take charge of finances. Learn more: 3 […]
Previously I talked about gathering all your financial info so you know where you are starting. I call this digging your head out of the sand. 😉 When I started digging my head out of the sand the first thing I did was wrote down everything we spend money on in a typical month, and […]
One of the biggest changes I have made over the last few months is due to Ramit Sethi’s $1,000 challenge. (link includes all 30 tips) Ramit challenged readers to save $1,000 in one month and shared tips on how to do just that. If you are already pretty frugal, and not a spendthrift like some […]
The hubby just sent me an email forwarded from his HR department. Apparently starting with our next paycheck we will see a reduction in our withholding from the stimulus package. We should gross an extra $40/paycheck. Now usually I’d be complaining about what a measly sum that is, but that’s $800 for the year that […]
I went to Confessions of a Shopaholic on Friday evening, a rare treat, right before the flu hit me hard. The movie was really entertaining, and I have a new love for Isla Fisher. She lights up the screen. I definitely think it’s worth a rental when it comes on DVD, it’s probably not one […]
Finding ways to save on auto insurance can be challenging, but I dug in to do some research to help us slash our insurance costs without giving up coverage. We started with a policy that we were paying $750/6 months for 2 vehicles. That included loads of discounts (multi driver, low mileage, etc.). We are […]
We finally pulled the plug, well mostly. The one holdout on our monthly expenses was the cable “bundle.” We (stupidly) signed a (stupid) contract that had us at $99/month for phone, cable and internet for a year, and then it jumped to $144/month for the second year. We also have a TiVo which I adore […]
Sometimes it pays to have someone else provide a service for you. Some services you might consider outsourcing are haircuts, landscaping, basic car maintenance, house cleaning, and babysitting. Learn more: How To Balance Your Work At Home Life With Your “Real Life” One service I absolutely can not provide for the family is haircuts. In […]
We’ve reached the end of our 2nd No Spend Month, and I’ve been putting off adding up the final totals knowing the totals weren’t going to be pretty.
We went WAY over where I wanted to be. Clearly the spending diet worked against us this month.
I’ll just get it out of the way, our total spending was $1,764.41. Ouch. Ha, I should call it the Spend Way Too Much Month.