spending

i quit my job

Last night I quit one of my part-time jobs.

Target scams (aka “marketing”)

The moral of the story is to always know your prices, and remember that just because it’s marked as a sale item at your grocery store, Target, orWalmart (or wherever) doesn’t mean it is actually cheaper!

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Why use a credit card?

Despite the fact that we are still digging our way out of debt (we’re down 17%!), we recently started using a credit card for our everyday purchases. photo credit: Andres Rueda I’ve always been a big believer in using my debit card AS a credit card. Especially since our bank charges a $1 fee after [...]

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What would you do with a $1,000,000?

photo credit: khrawlings FiveCentNickel asked his followers on twitter, “What would you do with a major windfall? For the sake of argument, let’s say that someone dropped a million bucks in your lap. Would you pay down debt? Buy something nice? Save or invest it?” There are tons of responses over at FCN, but most [...]

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What to do with a windfall

Yesterday we got a check in the mail for over $2,000. I was expecting it, so I had budgeted for it, but we also received a $30 check and $150 for selling a bedroom set we no longer need. In the past I would have jumped up and down, and then immediately squandered the $150 [...]

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confessions of a shopaholic

I went to Confessions on Friday evening, a rare treat, right before the flu hit me hard. The movie was really entertaining, and I have a new love for Isla Fisher. She lights up the screen. I definitely think it’s worth a rental when it comes on DVD, it’s probably not one you have to [...]

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cutting the cable

We finally pulled the plug, well mostly. The one holdout on our monthly expenses was the cable “bundle”. We (stupidly) signed a (stupid) contract that had us at $99/month for phone, cable and internet for a year, and then it jumped to $144/month for the second year. We also have a TiVo which I adore [...]

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when it pays to pay

“Before” and “After” shot of the 3 year old’s ‘do above. Sometimes it pays to have someone else provide a service for you. Some services you might consider outsourcing are haircuts, landscaping, basic car maintenance, house cleaning, and babysitting. One service I absolutely can not provide for the family is haircuts. Above is an example [...]

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grocery price book

If you’re new here, welcome! Please stop by my About Me page, my Media page, and consider subscribing to my RSS feed. You can also follow me on twitter. photo credit: j.reed One of the easiest ways to save money on groceries is to create your own personal price book. For a time investment of [...]

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Guest post: Get Rich Slowly

Giving myself a shout-out. I did a guest post for Get Rich Slowly this morning. I’m so glad I got to read the book How to be The Family CFO. It has been eye-opening for me. I used to stick my head in the sand about certain (well maybe all) financial matters, and this book [...]