Comments on: successful saving strategies http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/ Making ¢ents out of family life. Covering money, debt reduction, saving, frugal and budget-friendly products for families. Sat, 13 Mar 2010 05:08:59 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Looking for ways to Save Money? http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/comment-page-1/#comment-3202 Looking for ways to Save Money? Mon, 08 Mar 2010 14:54:15 +0000 http://www.thecentsiblelife.com/?p=681#comment-3202 [...] successful saving strategies [...] [...] successful saving strategies [...]

]]> By: Weekly Round Up: Going Out of Town http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/comment-page-1/#comment-1320 Weekly Round Up: Going Out of Town Sat, 25 Jul 2009 12:04:19 +0000 http://www.thecentsiblelife.com/?p=681#comment-1320 [...] Successful Saving Strategies [...] [...] Successful Saving Strategies [...]

]]> By: Brent http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/comment-page-1/#comment-1312 Brent Wed, 22 Jul 2009 18:01:26 +0000 http://www.thecentsiblelife.com/?p=681#comment-1312 We're going to have to automate ours. We're currently working on paying off debt but when that is done we'll be automating it so we never even see that money and don't have the temptation to spend it. Good Article! We’re going to have to automate ours. We’re currently working on paying off debt but when that is done we’ll be automating it so we never even see that money and don’t have the temptation to spend it. Good Article!

]]> By: Rachel http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/comment-page-1/#comment-1307 Rachel Sun, 19 Jul 2009 00:16:41 +0000 http://www.thecentsiblelife.com/?p=681#comment-1307 Great idea to have a separate account for special off-budget expenses. I think those expenses are what make budgeting so difficult for people, because they're not sure how to account for them. Great idea to have a separate account for special off-budget expenses. I think those expenses are what make budgeting so difficult for people, because they’re not sure how to account for them.

]]> By: Liz Muirhead http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/comment-page-1/#comment-1305 Liz Muirhead Fri, 17 Jul 2009 15:41:01 +0000 http://www.thecentsiblelife.com/?p=681#comment-1305 Oh yes! We allocate the max to our 401ks, so that's out of sight. I also have money go, each pay, to my mutual funds. Then, at the end of the year, if I'm eligible for a Roth contribution, I move the money from my taxable account to my roth. And we participate in a Dependent Daycare account, which means that I have nearly $200 per pay ($5000 annually) being saved up throughout the year that I can tap into either to pay for daycare, or to move right from the account into savings. Automated savings is awesome! Oh yes! We allocate the max to our 401ks, so that’s out of sight. I also have money go, each pay, to my mutual funds. Then, at the end of the year, if I’m eligible for a Roth contribution, I move the money from my taxable account to my roth.

And we participate in a Dependent Daycare account, which means that I have nearly $200 per pay ($5000 annually) being saved up throughout the year that I can tap into either to pay for daycare, or to move right from the account into savings.

Automated savings is awesome!

]]> By: Jenn http://www.thecentsiblelife.com/money/savings/successful-saving-strategies/comment-page-1/#comment-1304 Jenn Fri, 17 Jul 2009 15:29:11 +0000 http://www.thecentsiblelife.com/?p=681#comment-1304 Automating our savings is what helped us to really get ahead. If we don't see it we don't know it's there. I determined what we need each month and then put what was left in an ING account and a small amount into another savings account that acts much like your Budget Busters account, it's there if we need it. But the best thing we ever did was save via direct deposit! Automating our savings is what helped us to really get ahead. If we don’t see it we don’t know it’s there. I determined what we need each month and then put what was left in an ING account and a small amount into another savings account that acts much like your Budget Busters account, it’s there if we need it. But the best thing we ever did was save via direct deposit!

]]>