<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: fraud alert!</title>
	<atom:link href="http://www.thecentsiblelife.com/reflection/fraud-alert/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thecentsiblelife.com/reflection/fraud-alert/</link>
	<description>Making ¢ents out of family life. Covering money, debt reduction, saving, frugal and budget-friendly products for families.</description>
	<lastBuildDate>Sat, 13 Mar 2010 05:08:59 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: personal finance the hard way &#8212; the ¢entsible life</title>
		<link>http://www.thecentsiblelife.com/reflection/fraud-alert/comment-page-1/#comment-1437</link>
		<dc:creator>personal finance the hard way &#8212; the ¢entsible life</dc:creator>
		<pubDate>Wed, 26 Aug 2009 16:36:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thecentsiblelife.com/?p=653#comment-1437</guid>
		<description>[...] of said kids), so I blame the hormones. The rest I&#8217;m 100% accountable for, but I also think my inner spender has a lot to do with [...]</description>
		<content:encoded><![CDATA[<p>[...] of said kids), so I blame the hormones. The rest I&#8217;m 100% accountable for, but I also think my inner spender has a lot to do with [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Pecuniary Delights: Sweet 16 Edition &#124; Financial Freedom</title>
		<link>http://www.thecentsiblelife.com/reflection/fraud-alert/comment-page-1/#comment-1308</link>
		<dc:creator>Carnival of Pecuniary Delights: Sweet 16 Edition &#124; Financial Freedom</dc:creator>
		<pubDate>Mon, 20 Jul 2009 00:02:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thecentsiblelife.com/?p=653#comment-1308</guid>
		<description>[...] Whalen from The Centsible Life presents Fraud Alert!. &quot;This post is all about being honest with myself, and my readers. I own up to not sharing [...]</description>
		<content:encoded><![CDATA[<p>[...] Whalen from The Centsible Life presents Fraud Alert!. &quot;This post is all about being honest with myself, and my readers. I own up to not sharing [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kelly</title>
		<link>http://www.thecentsiblelife.com/reflection/fraud-alert/comment-page-1/#comment-1289</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Thu, 09 Jul 2009 13:47:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thecentsiblelife.com/?p=653#comment-1289</guid>
		<description>Matt, thanks for sharing your thoughts. I will keep sharing my struggles. It&#039;s cathartic. 

Liz, I think we must be wired the same way. I know for me the sales and dollar area at Target used to be my weakness. I&#039;m doing better though, but I still make unnecessary purchases. 

I do control my environment pretty well. I don&#039;t watch ads, canceled ALL my catalogs, and those email reminders about sales. We also don&#039;t keep junk in the house MOST of the time since I have zero self-control when it comes to sweets. 

K.S., I agree! I&#039;ve already made big wins, it&#039;s the little things that eat up our discretionary money. I used to do the same thing re: gifts for the kids, but I&#039;ve since realized they rarely play with anything! I&#039;m thinking this year for birthdays we&#039;ll do a fun family trip, and Christmas will be all about books, art supplies, and &quot;consumables&quot;. 

Thanks for all your support!</description>
		<content:encoded><![CDATA[<p>Matt, thanks for sharing your thoughts. I will keep sharing my struggles. It&#8217;s cathartic. </p>
<p>Liz, I think we must be wired the same way. I know for me the sales and dollar area at Target used to be my weakness. I&#8217;m doing better though, but I still make unnecessary purchases. </p>
<p>I do control my environment pretty well. I don&#8217;t watch ads, canceled ALL my catalogs, and those email reminders about sales. We also don&#8217;t keep junk in the house MOST of the time since I have zero self-control when it comes to sweets. </p>
<p>K.S., I agree! I&#8217;ve already made big wins, it&#8217;s the little things that eat up our discretionary money. I used to do the same thing re: gifts for the kids, but I&#8217;ve since realized they rarely play with anything! I&#8217;m thinking this year for birthdays we&#8217;ll do a fun family trip, and Christmas will be all about books, art supplies, and &#8220;consumables&#8221;. </p>
<p>Thanks for all your support!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: K.S. Katz</title>
		<link>http://www.thecentsiblelife.com/reflection/fraud-alert/comment-page-1/#comment-1286</link>
		<dc:creator>K.S. Katz</dc:creator>
		<pubDate>Tue, 07 Jul 2009 15:08:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thecentsiblelife.com/?p=653#comment-1286</guid>
		<description>I have an inner spender too! She&#039;s my sales diva. If it&#039;s on sale and it&#039;s something I like, I want to buy it! Even if it&#039;s not something I need right now.

I also suffer from pre-holiday gift buying. If I&#039;m at the store and there is a toy on sale, I buy it with the thought, &quot;Oh my son would love that for Xmas or birthday.&quot; The problem with this nasty habit is that I put it in my closet, to hide it from my son, and then forget I bought it. Last Xmas, I had 13 presents for my son. 

Yes, these purchases were small and made at different times throughout the year; however, if I had purchased them all at once, I can tell you that I would have greatly reduced my spending.

For me, the little, not the big purchases add up!</description>
		<content:encoded><![CDATA[<p>I have an inner spender too! She&#8217;s my sales diva. If it&#8217;s on sale and it&#8217;s something I like, I want to buy it! Even if it&#8217;s not something I need right now.</p>
<p>I also suffer from pre-holiday gift buying. If I&#8217;m at the store and there is a toy on sale, I buy it with the thought, &#8220;Oh my son would love that for Xmas or birthday.&#8221; The problem with this nasty habit is that I put it in my closet, to hide it from my son, and then forget I bought it. Last Xmas, I had 13 presents for my son. </p>
<p>Yes, these purchases were small and made at different times throughout the year; however, if I had purchased them all at once, I can tell you that I would have greatly reduced my spending.</p>
<p>For me, the little, not the big purchases add up!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Liz Muirhead</title>
		<link>http://www.thecentsiblelife.com/reflection/fraud-alert/comment-page-1/#comment-1285</link>
		<dc:creator>Liz Muirhead</dc:creator>
		<pubDate>Tue, 07 Jul 2009 14:03:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thecentsiblelife.com/?p=653#comment-1285</guid>
		<description>Oh I struggle with this too! It&#039;s amazing, though, that I can win the battle and go without buying something, and then actually survive! For weeks! Amazing.

I spend WAY too much money on &quot;stuff&quot; and just like food, I think it&#039;s important to control your environment. It&#039;s another good reason to cancel those cataloges you enjoy browsing through, or make a shopping list even when you&#039;re going to the mall.

Just yesterday I almost bought webkinz clothes. Why? Because while we were at Cracker Barrel for dinner, I saw a bin of them that was 40% off. It was all I could do to restrain myself and walk away. Will DD care that I didn&#039;t buy them? NO! Then why was it such a struggle for me to resist? I wish I knew.

Then again, I also wish I knew why cookies in the pantry will always call my name when I&#039;m in there trying to get something healthy to eat. I suppose these are just life&#039;s great mysteries!</description>
		<content:encoded><![CDATA[<p>Oh I struggle with this too! It&#8217;s amazing, though, that I can win the battle and go without buying something, and then actually survive! For weeks! Amazing.</p>
<p>I spend WAY too much money on &#8220;stuff&#8221; and just like food, I think it&#8217;s important to control your environment. It&#8217;s another good reason to cancel those cataloges you enjoy browsing through, or make a shopping list even when you&#8217;re going to the mall.</p>
<p>Just yesterday I almost bought webkinz clothes. Why? Because while we were at Cracker Barrel for dinner, I saw a bin of them that was 40% off. It was all I could do to restrain myself and walk away. Will DD care that I didn&#8217;t buy them? NO! Then why was it such a struggle for me to resist? I wish I knew.</p>
<p>Then again, I also wish I knew why cookies in the pantry will always call my name when I&#8217;m in there trying to get something healthy to eat. I suppose these are just life&#8217;s great mysteries!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Matt Jabs</title>
		<link>http://www.thecentsiblelife.com/reflection/fraud-alert/comment-page-1/#comment-1284</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Tue, 07 Jul 2009 14:02:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thecentsiblelife.com/?p=653#comment-1284</guid>
		<description>I think making it harder to access your money is kind of like a band-aid for a gushing wound.

I think your notion of being honest, sharing your true struggles with your readers, and asking for advice are far more fruitful avenues.

We all struggle, that is one of the beauties of running a PF blog... it helps keep you accountable.

Maybe you could pair up with another PF blogger who is having similar temptations and form an accountability team.  Or you could do it with someone local who shares your vision but equally struggles.</description>
		<content:encoded><![CDATA[<p>I think making it harder to access your money is kind of like a band-aid for a gushing wound.</p>
<p>I think your notion of being honest, sharing your true struggles with your readers, and asking for advice are far more fruitful avenues.</p>
<p>We all struggle, that is one of the beauties of running a PF blog&#8230; it helps keep you accountable.</p>
<p>Maybe you could pair up with another PF blogger who is having similar temptations and form an accountability team.  Or you could do it with someone local who shares your vision but equally struggles.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
