Update on week 2 of our No Spend Month.
It’s been a week since we started our No Spend Month, prepare yourself for a cringe-inducing update on our spending so far. We’ve spent a total of: $362.37Ouch! Here’s how it breaks down. Gas: $39.32 Groceries: $109.72 (includes paper products) Pets: $54 Allowances: $19 OTHER Printer Ink: $33.92 Eating Out: 56.43 Household: $7.39 (potting soil) […]
If you follow financial guru Suze Orman, or read financial news it’s likely you’ve seen the big turnaround Suze made this week.
One of the things that held us back from being financially successful for years, was confusion over how to allocate our money. A topic that came again and again over the years was how to make a monthly personal budget when you get paid bi-weekly. It is one of the main reasons our budgets failed […]
I’m no expert (and really why would anyone listen to an “expert” these days?) I’m not one of those frugal people who has lived all my life with no debt, and saved tens of thousands dollars. I can share with you what I learned in my journey to take charge of finances. Learn more: 3 […]
Previously I talked about gathering all your financial info so you know where you are starting. I call this digging your head out of the sand. 😉 When I started digging my head out of the sand the first thing I did was wrote down everything we spend money on in a typical month, and […]
One of the biggest changes I have made over the last few months is due to Ramit Sethi’s $1,000 challenge. (link includes all 30 tips) Ramit challenged readers to save $1,000 in one month and shared tips on how to do just that. If you are already pretty frugal, and not a spendthrift like some […]
I went to Confessions of a Shopaholic on Friday evening, a rare treat, right before the flu hit me hard. The movie was really entertaining, and I have a new love for Isla Fisher. She lights up the screen. I definitely think it’s worth a rental when it comes on DVD, it’s probably not one […]
We finally pulled the plug, well mostly. The one holdout on our monthly expenses was the cable “bundle.” We (stupidly) signed a (stupid) contract that had us at $99/month for phone, cable and internet for a year, and then it jumped to $144/month for the second year. We also have a TiVo which I adore […]
We’ve reached the end of our 2nd No Spend Month, and I’ve been putting off adding up the final totals knowing the totals weren’t going to be pretty.
We went WAY over where I wanted to be. Clearly the spending diet worked against us this month.
I’ll just get it out of the way, our total spending was $1,764.41. Ouch. Ha, I should call it the Spend Way Too Much Month.