You know I like to save money. One area where many personal finance experts recommend cutting back is your cell phone bill. Some go as far to say a pay-as-you-go phone or flip phone are great options for the ultra-frugal. I have some choice words for that, you’ll have to rip my iPhone from my […]
The holiday shopping season is coming to a close, but it’s not to late to end 2011 with a smart financial move. Signing up for Upromise is a simple step to take to start saving more money on everyday purchases you already make like groceries, entertainment, and of course gifts. Many people think of Upromise […]
During my giveaway for David Bach’s book I asked everyone to enter by telling me what your top financial resolution is for the year. I loved the responses so much, and wanted to share them with you. Save more My advice: If you are trying to save a certain amount or percentage have it automatically […]
Saving money is in. Americans saved nearly 7% of their income in May 2009.
Here are some successful savings strategies.
1) Automate it. If you don’t see it, you won’t miss it.
2) Use a savings account at another bank. Out of sight, out of mind.
Yesterday we got a check in the mail for over $2,000. I was expecting it, so I had budgeted for it, but we also received a $30 check and $150 for selling a bedroom set we no longer need. In the past I would have jumped up and down, and then immediately squandered the $150 […]
Turn on any financial news show and the host, say a Suze Orman or a Carmen Wong Ulrich, will mention an emergency fund. It’s always stressed that your emergency fund (aka the EF) should be 3-6 months expenses. Based on savings rates in the US few people have even a few weeks expenses set […]
Since we’ve been on a journey to financial freedom, and we consider ourselves pretty “green” (despite the 4 kids), we have been cutting back on energy and water costs as part of our overall efforts to reign in spending. I was really proud of the energy bills we’ve had for the past 6 months. They’ve […]