Four eyes are better than two especially if you have less than 20/20 vision. But even for those of you with perfect vision (for now ;)) sunglasses are a must. They protect your eyes from the sun’s harsh glare, and you can hide behind them after a late night or for some serious people watching.
I’ve been wearing glasses since I was in high school. Back then we had black boards and projectors, and slowly I noticed I was squinting more and more when the projector was on, or in the rooms I sat in the back of the class. I was starting to have trouble seeing far away (nearsightedness) and ever since then I’ve donned glasses for TV viewing, movie theaters, while driving, in the back of the classroom, and at my computer.
Back in those days (yes, I’m dating myself here) the process for buying glasses wasn’t as easy. This was before the internet became what it is today. Before chain stores sold glasses. I had to visit my parent’s eye doctor, get an exam, and wait a week or so to receive my glasses. It meant more than one trip to the doctor for the exam and then the fitting. It was NOT cheap.
Thankfully in 2013 we not only have vision insurance available, but buying glasses is easier than ever thanks to a multitude of online retailers and 1 hour shops. Vision insurance has saved our family a small fortune over the years between eye exams and glasses for the kids, my husband, and I. Even after we’ve used up our first benefits it kicks in a hefty discount if we need a replacement pair or opt to pick up some RX sunglasses.
What if you don’t wear glasses or contacts?
Even if you don’t have glasses now it’s a good idea to look into vision insurance if only to cover regular eye exams and any problems that may arise. You never know when you’ll start needing glasses, and if you and/or your spouse wears glasses regularly it’s more likely your kids will too.
How old should kids be for exams?
Our doctor recommended starting at age 1 to look for any signs or issues that may not be obvious. After that we visited our eye doctor about every other year with the kids to ensure that their eyes are healthy. Once they started wearing glasses (my oldest and 9 year old, previously my 11 year old) they went back once a year to check their prescription. Visit an eye doctor that’s familiar with kids or works with them regularly to keep the process and experience simple and hassle-free.
How does vision insurance work?
Insurance plans like VSP Vision Care provide you with a frame allowance as well as full coverage of basic lenses. An allowance is exactly what it sounds like. You get a set price for frames and anything above that is extra (though some places discount that cost as well) Vision care makes basic lenses and frames super affordable, other lens options are discounted. Lens options include special lenses like progressive and photochromic lenses, as well as coatings such as anti-reflective coating, scratch-resistant coating and UV protection. You can also combine your insurance with your healthcare FSA to help you use your FSA money before you lose it.
How much can I save?
We’ve saved well over $3,500 in the past 5 years on eye exams, glasses, contacts, and RX sunglasses. But don’t let my experience sway you, let’s do the math. Sponsor VSP Vision Care shares that their members save an average of $320 per year. That’s no small chunk of change! You can find out how much you’d save with the interactive savings calculator on SeeMuchMore.com.
More about VSP Vision Care:
VSP Vision Care helps connect you with highly credentialed doctors who will help you keep your eyes healthy. You’ll get access to eyewear from more than two dozen brands with hundreds of styles to choose from.
Designer sunglasses giveaway:
VSP Vision Care and the Centsible Life have teamed up to offer one lucky reader a pair of designer sunglasses valued at $200!
For a list of full giveaway rules see our giveaway disclosure and rules. Please not that all winners must be 18 or over, and recipients of prizes or tickets are responsible for payment of any and all taxes on the prizes or tickets. Winners will be chosen and announced (on this post) September 14th, 2013.
How to Enter:
Leave a comment and tell me how much you’d save. Use the vision care calculator at SeeMuchMore to calculate your savings.
Extra entries: (one per day):
- Tweet us your savings, or tell me what kind of glasses you’d purchase with hashtag #SeeMuchMore.
- Instagram it! Share a pic of you and your glasses (sunglasses or glasses count!) with hashtag #SeeMuchMore
Disclosure: VSP Vision Care provided the giveaway for readers, and sponsored this post. All opinions are my own.