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Black Friday Shopping Tips

November 17, 2011 By Kelly Kinkaid 15 Comments

When thinking about shopping for the holidays you can’t help but notice advertisers and their many, many, many advertisements concerning their Black Friday deals. You hear of dream like prices and bargains of yesteryear from your friends, but the  idea of facing crazy, competitive shoppers and crowds of people at hours of the day in […]

Filed Under: Holiday, Money, Shopping, Spending Tagged With: Black Friday, Shopping, tips

Why I Quit My Job

April 28, 2009 By Kelly 14 Comments

Last night I quit one of my part-time jobs.

Filed Under: Spending, work Tagged With: income, part time job, Spending, work

What would you do with a $1,000,000?

April 17, 2009 By Kelly 8 Comments

photo credit: khrawlings FiveCentNickel asked his followers on twitter, “What would you do with a major windfall? For the sake of argument, let’s say that someone dropped a million bucks in your lap. Would you pay down debt? Buy something nice? Save or invest it?” There are tons of responses over at FCN, but most […]

Filed Under: Money, Spending Tagged With: fantasy, Money, Spending

When It Pays To Pay For A Service

February 8, 2009 By Kelly Leave a Comment

Sometimes it pays to have someone else provide a service for you. Some services you might consider outsourcing are haircuts, landscaping, basic car maintenance, house cleaning, and babysitting. Learn more: How To Balance Your Work At Home Life With Your “Real Life” One service I absolutely can not provide for the family is haircuts. In […]

Filed Under: Spending Tagged With: haircut, haircuts, hire help, outsource, services, Spending

mortgage rates hit 37 year low!

January 13, 2009 By Kelly Leave a Comment

As if you don’t know already mortgage rates have hit a record low. Rates on a fixed rate, 30 year mortgage are running about 5%, some as low as 4.25%! The catch is to qualify you have to be either a “well-qualified”buyer, or “well-qualified”homeowner. The frustrating thing is this does not help many people who […]

Filed Under: Money, Spending Tagged With: Money, mortgage, Spending

How To Plan A Frugal Birthday Party

January 12, 2009 By Kelly 3 Comments

frugal birthday party plan

Throwing a birthday party can be an expensive endeavor but with a little planning it doesn’t have to be. Local birthday venues start at around $200 for a simple no frills birthday, and with 4 kids with cold weather birthdays that can add up fast! Instead we host frugal birthday parties at home, and use […]

Filed Under: How To, Kids, Spending Tagged With: birthday, how to, Kids, Spending

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Hi! I'm Kelly Whalen, writer, frugality expert, debt slayer, and money nerd. Welcome to the Centsible Life, my corner of the internet, where I help women live happier, healthier, and wealthier lives. My goal is to help you save time + money, so you can spend both how you want.

Want to know more about me and learn how Centsible Life has helped readers like you? Click here.

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