When thinking about shopping for the holidays you can’t help but notice advertisers and their many, many, many advertisements concerning their Black Friday deals. You hear of dream like prices and bargains of yesteryear from your friends, but the idea of facing crazy, competitive shoppers and crowds of people at hours of the day in […]
Last night I quit one of my part-time jobs.
photo credit: khrawlings FiveCentNickel asked his followers on twitter, “What would you do with a major windfall? For the sake of argument, let’s say that someone dropped a million bucks in your lap. Would you pay down debt? Buy something nice? Save or invest it?” There are tons of responses over at FCN, but most […]
Sometimes it pays to have someone else provide a service for you. Some services you might consider outsourcing are haircuts, landscaping, basic car maintenance, house cleaning, and babysitting. Learn more: How To Balance Your Work At Home Life With Your “Real Life” One service I absolutely can not provide for the family is haircuts. In […]
As if you don’t know already mortgage rates have hit a record low. Rates on a fixed rate, 30 year mortgage are running about 5%, some as low as 4.25%! The catch is to qualify you have to be either a “well-qualified”buyer, or “well-qualified”homeowner. The frustrating thing is this does not help many people who […]
Throwing a birthday party can be an expensive endeavor but with a little planning it doesn’t have to be. Local birthday venues start at around $200 for a simple no frills birthday, and with 4 kids with cold weather birthdays that can add up fast! Instead we host frugal birthday parties at home, and use […]