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Stay at Home Mom or Working Mom?

July 15, 2009 By Kelly 14 Comments

I am a stay at home mom. I work 3 part-time jobs and blog, but none of these take me away from my kids for very long (or earn me very much money). I’m there most nights to put them to bed (sometimes I take a night off), and I’m here for them all day.

I have been a stay at home parent since my first child was born. At the time we were making less than $20K/year, but I did it anyway. I was 21, had no degree, and after spending lots of time looking around, found that the best scenario was working my a$$ off, and making just enough money to cover a sitter or day care.

It was a choice we made, and one that came with many sacrifices. I had to be extremely frugal, going as far as carting dirty cloth diapers in my car to my mom’s house so I could wash them. Date night was renting a movie, dinners out were unheard of.

In some ways though I felt (and still feel) like it was a choice I HAD to make. The boy was a high-needs baby. Oh boy, was he! Maybe it’s because he has Asperger’s Syndrome. Or maybe my boys are just wired that way, since the little one was also high needs.

When I had one child, I worked here and there, whether it was picking up a family friend’s children from school, working at my friend’s gardening business, or starting my own business. But the priority was always the kid.

Learn more- Starting a Business: My Story

As our lives settled down (we got married, saved up and bought a townhome, and were expecting our 2nd), I quit my side gigs to focus on the new baby. We lived as cheaply as possible, but as our income increased so did our expenses. We were also young and somewhat foolish. Every time we got a windfall (tax refund, extra income, etc.) we spent it.

Learn more: What To Do With A Windfall

We had #2 just after moving into our townhome, and 15 months later I was pregnant, again. #4 was born 22 months after #3. In case you’re keeping track that’s 3 kids in less than 4 years.

If you’ve ever been in the company of several kids below the age of 3 you will understand me when I say the next 2 years were a blur of nursing, tangled bodies in my bed in the morning, constant cooking and cleaning, and exhaustion. Financial matters were the last thing I thought of. I just wanted to SURVIVE the day without someone getting fatally injured or me exploding.

I joined a parenting group for social support, and that helped tremendously. I no longer felt the need to be working, and really enjoyed my time at home mostly.

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We’ve always had some immediate thing that needs attention in our lives. A crying newborn, a house that we need to find, a mountain of clothes that needs washing, or a schedule that must be kept. So of course we added more work!

The kids are old enough that they will play on their own for an hour or more at a time (though as any parent will tell you as soon as I need them to be quiet they won’t).

The din and demands of constant needs are dying down. I’m left with this feeling of what’s next? (Other than the mountain of laundry, floors that needs washing, a car that needs cleaning, and a lawn that needs mowing.)

Some days being at home makes me feel backed into a corner. I still long for social interaction, a paycheck, and time where I can be ME, not just mom/household manager. (aka butt wiper, dish cleaner, bill payer)

Learn more: 7 Ways To Start Making Money From Home Today

I have the opportunity to work at a near perfect part-time job. Fun atmosphere, decent pay, the chance for growth, working some from home, and honing new skills.

BUT the job requires me to find a sitter for the kids, someone who can be here for them, manage their needs, and their schedule. Easy right? The reality is I have a high energy preschooler, 2 kids in elementary school but one for only half a day, and a special needs homeschooler who needs direction constantly.

This is not a job anyone can step into, this is not a job I could pay someone to do. Stepping into my shoes would not be easy for anyone. Even if I pay someone well, I know that for my kids, it won’t be good. They still need me. Or Mary Poppins, but something tells me she’s not available.

I long for work, I want to work, but I am not sure it will work for us. We tried a few months ago, and that ended badly.

I don’t feel the same passion I used to have for being home with them. I need to find that again. I miss being delighted by the small things we do together, and planning fun things for them.

I’m spending so much time thinking about money, saving it, paying debt off, that I sometimes forget that we financed me staying home with them. Was that the right thing to do? Probably not financially, but it’s not always about the bottom line.

Learn more: Becoming A Stay At Home Parent: Let’s Talk Money!

I’ve come to think of this time as my retirement. It’s not an easy or leisurely retirement, but it is what I want to do. It’s forcing me to get creative, to live a more frugal life, and remember that the grass is not always greener on the working side.

No matter what you choose for your family, embracing your choices is the key to success. After all if mom is happy then everyone is happy.

Kelly

About Kelly


Kelly Whalen is the founder and editor of the Centsible Life. She started the blog in 2008 as her family faced a mountain of debt and the fixer upper they purchased became a FIXER UPPER. The website was born out of her desire to share what was working (and what was not) on her family's journey to financial security. Kelly lives in Minneapolis with her family.

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Filed Under: work Tagged With: parenting, reflection, stay at home, work


Comments

  1. Kelly says

    July 17, 2009 at 11:16 am

    Wow, great comments! Thanks for sharing your thoughts!

    K.S. thanks for the compliment! I love to write. 🙂

    Liz, for this particular job it’s the time of day. If I could find something that meant working while they are in school that would make it an easier choice. (though I’d still have to find care for the boys) I really admire your choices, and think it’s fantastic that you can have both a great career, and be an awesome mom.

    Matt, I know what you mean, but too often it means mom sacrifices and Dad works like crazy and never sees the kids. Thankfully we don’t have that issue (often), my husband is at a company where frequent travel is not an issue. I know so many Dads who have to travel often, and it’s hard for everyone.

    Money Beagle, that’s one of those things I know as a mom of 4! I can’t give them everything they need, or everything I want to. It’s hard sometimes.

    Bradi, my mom worked for Avon for many years, and I know some women have success through that type of venture. For me, I would spend more if I worked for a company who had products I love, so I’ve avoided that lately.

  2. Kelly says

    July 17, 2009 at 4:16 pm

    Wow, great comments! Thanks for sharing your thoughts!

    K.S. thanks for the compliment! I love to write. 🙂

    Liz, for this particular job it’s the time of day. If I could find something that meant working while they are in school that would make it an easier choice. (though I’d still have to find care for the boys) I really admire your choices, and think it’s fantastic that you can have both a great career, and be an awesome mom.

    Matt, I know what you mean, but too often it means mom sacrifices and Dad works like crazy and never sees the kids. Thankfully we don’t have that issue (often), my husband is at a company where frequent travel is not an issue. I know so many Dads who have to travel often, and it’s hard for everyone.

    Money Beagle, that’s one of those things I know as a mom of 4! I can’t give them everything they need, or everything I want to. It’s hard sometimes.

    Bradi, my mom worked for Avon for many years, and I know some women have success through that type of venture. For me, I would spend more if I worked for a company who had products I love, so I’ve avoided that lately.

  3. Bradi says

    July 16, 2009 at 11:23 am

    I’ve lived on both sides of the grass is always greener cliche, so I totally get what you are saying. The truth is that we, as moms, shouldn’t have to choose one or the other.. it is possible for us to tickle our toes on all blades. The choice is yours to make but find something suitable that meets your needs as a mother and a worker. At home businesses can fill those needs. I’ve interviewed dozens of moms who stay home and have found success selling Mary Kay or Avon Products. Or, as a Creative Memories Scrapbook rep, Pampered Chef, or Arbonne. There are options.. know that you have so much to give to your family and to yourself.
    Best to you.
    Bradi
    Co-Founder
    MyWorkButterfly.com

  4. Bradi says

    July 16, 2009 at 4:23 pm

    I’ve lived on both sides of the grass is always greener cliche, so I totally get what you are saying. The truth is that we, as moms, shouldn’t have to choose one or the other.. it is possible for us to tickle our toes on all blades. The choice is yours to make but find something suitable that meets your needs as a mother and a worker. At home businesses can fill those needs. I’ve interviewed dozens of moms who stay home and have found success selling Mary Kay or Avon Products. Or, as a Creative Memories Scrapbook rep, Pampered Chef, or Arbonne. There are options.. know that you have so much to give to your family and to yourself.
    Best to you.
    Bradi
    Co-Founder
    MyWorkButterfly.com

  5. Money Beagle says

    July 15, 2009 at 11:10 am

    Great post. My wife is staying at home with our newborn (he’s seven weeks) and it’s been a difficult transition but one that we prepared for. Still, it’s one we never questioned and is something that we had talked about and fully agreed upon even before we got married.

    Ironically, one of the reasons that my wife wanted to stay at home is because her job was working in day care. While nothing horrible ever happened, she knew by working there that her and the employees could never give the children what they could get from being at home. Even though she took care of them, she knew that there were simply too many children or too many restrictions or mandates or budget issues where she knew in her heart that the day care could not come close to giving what a stay-at-home mom could. It’s something she explained to me with the first ‘let’s talk about kids’ discussion, and we planned things to ensure that our kids could stay at home.

  6. Money Beagle says

    July 15, 2009 at 4:10 pm

    Great post. My wife is staying at home with our newborn (he’s seven weeks) and it’s been a difficult transition but one that we prepared for. Still, it’s one we never questioned and is something that we had talked about and fully agreed upon even before we got married.

    Ironically, one of the reasons that my wife wanted to stay at home is because her job was working in day care. While nothing horrible ever happened, she knew by working there that her and the employees could never give the children what they could get from being at home. Even though she took care of them, she knew that there were simply too many children or too many restrictions or mandates or budget issues where she knew in her heart that the day care could not come close to giving what a stay-at-home mom could. It’s something she explained to me with the first ‘let’s talk about kids’ discussion, and we planned things to ensure that our kids could stay at home.

  7. Matt Jabs says

    July 15, 2009 at 9:40 am

    For what it’s worth… I would always advise to stay home with the kids, especially when they are little.

    I think the most honorable thing a woman can do is sacrifice her needs for her family. It sounds like you are doing a fantastic job so far!

  8. Matt Jabs says

    July 15, 2009 at 2:40 pm

    For what it’s worth… I would always advise to stay home with the kids, especially when they are little.

    I think the most honorable thing a woman can do is sacrifice her needs for her family. It sounds like you are doing a fantastic job so far!

  9. Liz Muirhead says

    July 15, 2009 at 9:18 am

    Kelly, great introspective post. As a working mom, I admire you for the choices you’ve made to date. They were clearly right for you.

    But your kids are now getting older, and it’s reasonable to wonder what you’ll be left with once they don’t need your constant attention. Although I think you should feel comfortable with leaving them for a few hours a day for this job, if it doesn’t feel right TO YOU or if you think it won’t feel right TO THEM, then they’re not ready.

    Even so, if you are losing your zest for being at home with them, a few purposeful hours away from home may be the spark that ignites your creativity for the times you are together.

    I think one of the things that makes me a good mom is that I have to prioritize my kids very high because my time with them is limited. I also have a short fuse and if I spent all day with them, I’d yell a lot more than I really need to. So for me, being a working mom doesn’t hurt my kids - it helps them.

    Sounds like you are considering the right things, and you’ll make a good decision either way.

  10. Liz Muirhead says

    July 15, 2009 at 2:18 pm

    Kelly, great introspective post. As a working mom, I admire you for the choices you’ve made to date. They were clearly right for you.

    But your kids are now getting older, and it’s reasonable to wonder what you’ll be left with once they don’t need your constant attention. Although I think you should feel comfortable with leaving them for a few hours a day for this job, if it doesn’t feel right TO YOU or if you think it won’t feel right TO THEM, then they’re not ready.

    Even so, if you are losing your zest for being at home with them, a few purposeful hours away from home may be the spark that ignites your creativity for the times you are together.

    I think one of the things that makes me a good mom is that I have to prioritize my kids very high because my time with them is limited. I also have a short fuse and if I spent all day with them, I’d yell a lot more than I really need to. So for me, being a working mom doesn’t hurt my kids - it helps them.

    Sounds like you are considering the right things, and you’ll make a good decision either way.

  11. K.S. Katz says

    July 15, 2009 at 7:38 am

    If the opportunity takes you away from your kids after making the commitment of staying home, then it isn’t the perfect opportunity. You’re obviously a talented writer and I’m sure that there are other opportunities that will come your way that won’t ask you to compromise with your kids.

  12. K.S. Katz says

    July 15, 2009 at 12:38 pm

    If the opportunity takes you away from your kids after making the commitment of staying home, then it isn’t the perfect opportunity. You’re obviously a talented writer and I’m sure that there are other opportunities that will come your way that won’t ask you to compromise with your kids.

Trackbacks

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    April 14, 2016 at 2:23 pm

    […] Learn more: Stay At Home Mom Or Working Mom? […]

  2. Killer Reads From Around the Web | Parental Drama Blog says:
    March 30, 2010 at 3:17 pm

    […] Stay at Home Mom or a Working Mom - the title is self explanatory, this is those parents who are in between trying to decide on going or staying this is a very thoughtful article. […]

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Hi! I'm Kelly Whalen, writer, frugality expert, debt slayer, and money nerd. Welcome to the Centsible Life, my corner of the internet, where I help women live happier, healthier, and wealthier lives. My goal is to help you save time + money, so you can spend both how you want.

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