Credit scores are essential to ensuring your finances are healthy, but getting your credit score and tracking it has always been problematic. I’ve shared previously that Discover allows cardmembers to access their FICO® Credit Score for free, but Discover is now doing something no other card company has done-they’re offering everyone (yes EVERYONE) their FICO® […]
Track Your FICO® Credit Score with Discover
There are lots of numbers you should know off the top of your head. Your doctor’s phone number, your bank account balance, and your kids’ shoe sizes. Another number that is often overlooked that’s important to keep track of is your FICO® Credit Score. While you may not need to check it every day, ignoring […]
How To Build Credit Without Credit Cards: New FICO Scores
A good credit score is an important part of your financial arsenal. A good score will allow you to borrow funds for major purchases like student loans, a car loan, or a home loan. It can impact your interest rates meaning you’ll spend less over time and in turn that can have a huge impact on your […]
Credit Scores and Credit Reports: What, why and where?
Unless your last name is Rockefeller it’s likely credit is a necessary evil in your arsenal of personal finance. Even if you’ve dedicated yourself to a cash only existence, credit scores can still effect your life. For instance, did you know credit scores are commonly used by Human Resources departments? If you’re up to your […]
Your Credit Score: How it affects your budget
This is a guest post from Clover Mortgage. If you’re watching your dollars and budgeting carefully, you probably don’t want to use any credit, but at some point it can become unavoidable. You may find yourself needing a new car, or your employment could demand a move to a new city where you’ll need to […]
Credit Score, More Important than Ever
We all know that the days of easy credit are long gone. Lately I’ve been reading about more and more people losing their lines of credit, having limits cut, or interest rates raised. Learn more: Credit Guide: Everything You Need To Know About Credit When Chase unexpectedly increased our rate, we took action. You can […]
