Despite the fact that I write a personal finance blog, getting out of debt has not been an overnight process. I often read stories of people paying off anywhere from tens to hundreds of thousands of dollars in debt in a year or less. These stories make me scratch my head because it’s clear they […]
7 Habits to Highly Effective Budgeting
This is a guest post by Brad Chaffee from Enemy of Debt, “Where Behavior Meets Reality”, Brad motivates his readers to believe in their ability to win with money by becoming debt free. Please subscribe to his blog to receive motivational updates. Let me start off by saying that I think budgeting is very misunderstood. […]