If you’re one of millions of Americans who received a tax return this year you may be tempted to spend your return, but there are lots of other ways to use your tax return for your long-term financial benefit. One thing you can do is build better credit or start building your credit. I’ll share […]
How To Use A Secured Credit Card To Build Or Rebuild Credit
One of the cornerstones of good personal finance habits is managing your credit well. This includes monitoring your credit report and knowing your credit score. I’ve shared how to do that with you previously, and Discover makes it easy by providing your FICO® Credit Score for free on monthly statements, but I know not everyone […]
How Credit Card Payments Are Changing
We’re used to paying with credit cards, but changes are coming to how we pay with credit cards. Two big changes are coming to Discover Card that will change the way you pay: EMV cards and Apple Pay with Discover makes for a lot of change to how we pay, but change can be good. EMV credit […]
Credit Guide: Everything You Need To Know About Credit
Personal finance gurus often look down on credit cards. They may claim that it’s irresponsible to borrow or equate credit cards with some sort of moral failure. But the truth is that credit is helpful in many ways. Credit allows you to leverage your money today. It helps provide you with a borrowing history in […]
11 Tips for Teaching Kids About Money from Discover
Teaching kids to be responsible with money and teaching them how to be fiscally responsible is a huge challenge. From the moment they are able to ask for things there are opportunities to teach kids about how to manage their money. It doesn’t matter if they’re 3 or 13 there’s always more to discuss. As […]
7 Ways to Spend Smarter
Now that we’ve rung in the New Year and made New Year resolutions (that we may have already broken!) it’s time to think about making a lasting change for 2015. Committing to managing your money better is a great way to make this the year when you take charge of your finances. Maybe you spent more […]
5 Ways to Shop Smarter this Holiday Season
December is all about family time, parties and celebrations, and of course shopping! With holiday parties, classroom events, baking, holiday parades, travel, gifts, and holiday feasts it can be tough to stay on top of saving money with all the shopping you have to do. Discover commissioned a recent independent poll about holiday shopping and […]
How to Establish Good Credit
Good credit is the key to borrowing smart. It allows you to secure lower interest rates on a mortgage or auto loan, it gives you a larger pool of funds to borrow against for larger purchases or remodels, and can even help when you’re looking for a new job. Why does credit history matter? When […]
Guide to Saving on Summer Travel
Summer vacation is the best time of year for travel for most families. The kids are off school, Mom and Dad are ready for a vacation, and travel is a little easier with the (mostly) great weather. One of the most affordable options for a summer vacation is a good old-fashioned road trip. Whether your […]
