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Spring Looks and Sales

February 28, 2014 By Kelly Leave a Comment

Let’s ignore the fact that we’re about to get slammed on the East Coast with even more snow and pretend we all live somewhere where the weather is lovely. (San Diego, maybe?) It will be Spring eventually (at least that’s what I keep telling myself) so I gathered up a few of my favorite new […]

Filed Under: eBay, Fashion, Money, Shopping Tagged With: Fashion, fashion friday, Money, savings, Shopping, spring

5 Reasons I Need an iPhone & How to Save Big on Your Cell Phone Bill

February 7, 2014 By Kelly Leave a Comment

You know I like to save money. One area where many personal finance experts recommend cutting back is your cell phone bill. Some go as far to say a pay-as-you-go phone or flip phone are great options for the ultra-frugal. I have some choice words for that, you’ll have to rip my iPhone from my […]

Filed Under: eBay, Money, Shopping, Tech Tagged With: AT&T, cell phone, ebay, iPhone, Money, savings, smartphones, Tech

Shop and Save (or pay off debt!) with Upromise

December 23, 2011 By Kelly 1 Comment

The holiday shopping season is coming to a close, but it’s not to late to end 2011 with a smart financial move. Signing up for Upromise is a simple step to take to start saving more money on everyday purchases you already make like groceries, entertainment, and of course gifts. Many people think of Upromise […]

Filed Under: Kids, Money, Sponsored Tagged With: college savings, Kids, Money, savings, Sponsored

New Year’s Financial Resolutions

January 6, 2010 By Kelly 13 Comments

During my giveaway for David Bach’s book I asked everyone to enter by telling me what your top financial resolution is for the year.  I loved the responses so much, and wanted to share them with you. Save more My advice: If you are trying to save a certain amount or percentage have it automatically […]

Filed Under: Money Tagged With: action, budgeting, goals, Money, motivation, paying off debt, savings, Spending

Successful Saving Strategies

July 17, 2009 By Kelly 7 Comments

Saving money is in. Americans saved nearly 7% of their income in May 2009.

Here are some successful savings strategies.

1) Automate it. If you don’t see it, you won’t miss it.

2) Use a savings account at another bank. Out of sight, out of mind.

Filed Under: Money Tagged With: building savings, Money, save, savings

What To Do With A Windfall

March 24, 2009 By Kelly 23 Comments

Yesterday we got a check in the mail for over $2,000. I was expecting it, so I had budgeted for it, but we also received a $30 check and $150 for selling a bedroom set we no longer need. In the past I would have jumped up and down, and then immediately squandered the $150 […]

Filed Under: Money Tagged With: balance, debt, Money, pay off debt, savings, windfall

3 Steps to Make An Emergency Fund

January 14, 2009 By Kelly 9 Comments

Turn on any financial news show and the host, say a Suze Orman or a Carmen Wong Ulrich, will mention an emergency fund.   It’s always stressed that your emergency fund (aka the EF) should be 3-6 months expenses. Based on savings rates in the US few people have even a few weeks expenses set […]

Filed Under: How To, Money Tagged With: emergency fund, how to, Money, savings

Mysterious Energy Bill

January 13, 2009 By Kelly Leave a Comment

Since we’ve been on a journey to financial freedom, and we consider ourselves pretty “green” (despite the 4 kids), we have been cutting back on energy and water costs as part of our overall efforts to reign in spending. I was really proud of the energy bills we’ve had for the past 6 months. They’ve […]

Filed Under: Money Tagged With: appliances, bills, cut energy costs, electricity, energy bill, Money, savings

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Hi! I'm Kelly Whalen, writer, frugality expert, debt slayer, and money nerd. Welcome to the Centsible Life, my corner of the internet, where I help women live happier, healthier, and wealthier lives. My goal is to help you save time + money, so you can spend both how you want.

Want to know more about me and learn how Centsible Life has helped readers like you? Click here.

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