Let’s ignore the fact that we’re about to get slammed on the East Coast with even more snow and pretend we all live somewhere where the weather is lovely. (San Diego, maybe?) It will be Spring eventually (at least that’s what I keep telling myself) so I gathered up a few of my favorite new […]
You know I like to save money. One area where many personal finance experts recommend cutting back is your cell phone bill. Some go as far to say a pay-as-you-go phone or flip phone are great options for the ultra-frugal. I have some choice words for that, you’ll have to rip my iPhone from my […]
The holiday shopping season is coming to a close, but it’s not to late to end 2011 with a smart financial move. Signing up for Upromise is a simple step to take to start saving more money on everyday purchases you already make like groceries, entertainment, and of course gifts. Many people think of Upromise […]
During my giveaway for David Bach’s book I asked everyone to enter by telling me what your top financial resolution is for the year. I loved the responses so much, and wanted to share them with you. Save more My advice: If you are trying to save a certain amount or percentage have it automatically […]
Saving money is in. Americans saved nearly 7% of their income in May 2009.
Here are some successful savings strategies.
1) Automate it. If you don’t see it, you won’t miss it.
2) Use a savings account at another bank. Out of sight, out of mind.
Yesterday we got a check in the mail for over $2,000. I was expecting it, so I had budgeted for it, but we also received a $30 check and $150 for selling a bedroom set we no longer need. In the past I would have jumped up and down, and then immediately squandered the $150 […]
Turn on any financial news show and the host, say a Suze Orman or a Carmen Wong Ulrich, will mention an emergency fund. It’s always stressed that your emergency fund (aka the EF) should be 3-6 months expenses. Based on savings rates in the US few people have even a few weeks expenses set […]
Since we’ve been on a journey to financial freedom, and we consider ourselves pretty “green” (despite the 4 kids), we have been cutting back on energy and water costs as part of our overall efforts to reign in spending. I was really proud of the energy bills we’ve had for the past 6 months. They’ve […]