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Why I Quit My Job

April 28, 2009 By Kelly 14 Comments

Last night I quit one of my part-time jobs.

Filed Under: Spending, work Tagged With: income, part time job, Spending, work

Why Use A Credit Card?

April 18, 2009 By Kelly 8 Comments

Despite the fact that we are still digging our way out of debt (we’re down 17%!), we recently started using a credit card for our everyday purchases. I’ve always been a big believer in using my debit card AS a credit card. Especially since our bank charges a $1 fee after you make more than […]

Filed Under: Money, Shopping Tagged With: credit, credit cards, Spending

What would you do with a $1,000,000?

April 17, 2009 By Kelly 8 Comments

photo credit: khrawlings FiveCentNickel asked his followers on twitter, “What would you do with a major windfall? For the sake of argument, let’s say that someone dropped a million bucks in your lap. Would you pay down debt? Buy something nice? Save or invest it?” There are tons of responses over at FCN, but most […]

Filed Under: Money, Spending Tagged With: fantasy, Money, Spending

My Thoughts From Watching Confessions of a Shopaholic

February 18, 2009 By Kelly 4 Comments

I went to Confessions of a Shopaholic on Friday evening, a rare treat, right before the flu hit me hard. The movie was really entertaining, and I have a new love for Isla Fisher. She lights up the screen. I definitely think it’s worth a rental when it comes on DVD, it’s probably not one […]

Filed Under: Money, Reviews Tagged With: budget, movies, Musings, paying off debt, reflection, review, Spending

How We Cut The Cable Bill

February 10, 2009 By Kelly 16 Comments

We finally pulled the plug, well mostly. The one holdout on our monthly expenses was the cable “bundle.” We (stupidly) signed a (stupid) contract that had us at $99/month for phone, cable and internet for a year, and then it jumped to $144/month for the second year. We also have a TiVo which I adore […]

Filed Under: Money Tagged With: budget, cable, cutting expenses, entertainment, saving, spaving, Spending, TV

When It Pays To Pay For A Service

February 8, 2009 By Kelly Leave a Comment

Sometimes it pays to have someone else provide a service for you. Some services you might consider outsourcing are haircuts, landscaping, basic car maintenance, house cleaning, and babysitting. Learn more: How To Balance Your Work At Home Life With Your “Real Life” One service I absolutely can not provide for the family is haircuts. In […]

Filed Under: Spending Tagged With: haircut, haircuts, hire help, outsource, services, Spending

No Spend Month Update

January 18, 2009 By Kelly 5 Comments

We’re over halfway through out no spend month, so here’s an update. We have gone over the $600 mark, as of today our total is $897.82. The new goal is to stay under $1,100. (I know we have 2 expenses left for the month, plus gas and anything else that comes up) We have 12 […]

Filed Under: Money Tagged With: budget, budgeting, Money, no spend month, Spending

mortgage rates hit 37 year low!

January 13, 2009 By Kelly Leave a Comment

As if you don’t know already mortgage rates have hit a record low. Rates on a fixed rate, 30 year mortgage are running about 5%, some as low as 4.25%! The catch is to qualify you have to be either a “well-qualified”buyer, or “well-qualified”homeowner. The frustrating thing is this does not help many people who […]

Filed Under: Money, Spending Tagged With: Money, mortgage, Spending

Don’t Be Afraid To Negotiate Prices

January 13, 2009 By Kelly Leave a Comment

Want to try the oldest form of saving money? Negotiate the price. It works for homes, cars, and other large purchases, but it also works for small and less expensive items. If you are planning to purchase a home or car, there is a ton of great advice on negotiating price, but too often people neglect […]

Filed Under: Money Tagged With: negotiate, saving, spend less, Spending

Keep it Simple at Christmas

January 13, 2009 By Kelly Leave a Comment

This year more than ever before I’m trying to keep the holidays simple. With 4 kids you’d think we spend a lot on Christmas, but we manage to keep it cheap by using these 5 simple strategies. 1. Pay attention to what the kids you are shopping for like. Usually a few times a year I […]

Filed Under: Holiday, How To, Shopping Tagged With: budget, gifts, Holiday, holiday gift guide, Shopping, Spending

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Hi! I'm Kelly Whalen, writer, frugality expert, debt slayer, and money nerd. Welcome to the Centsible Life, my corner of the internet, where I help women live happier, healthier, and wealthier lives. My goal is to help you save time + money, so you can spend both how you want.

Want to know more about me and learn how Centsible Life has helped readers like you? Click here.

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