Welcome to another installment of the Centsible Life Family CFO interview series. This series will share a look behind the scenes at how other families manage their money with useful advice, funny stories, and hopefully we’ll all come out of it a bit more money savvy.
This week’s Family CFO is Noelle who blogs at Opera Singer in the Kitchen. Noelle has an amazing blog filled with amazing recipes, fun family posts, and so much more. Since it’s the holiday season-check out her post on easy holiday season dinners.
Q: What do you do for a living?
I work from home telecommuting as a clinical analyst for a hospital. I remote in and do the work necessary for my position. I also a social media manager, and am owner of Opera Singer in the Kitchen.
Q: Do you have kids? If so, how many and what are their ages?
We have 2 girls, 3 years and 22 months old.
Q: Who is in charge of everyday spending in your home?
Both my hubby and I.
Q: How do you track your finances?
Q: How do you track your net worth?
Through YNAB.com but I found out this does not include our personal belongings or investments. It only really tracks inflow and outflow of month to month and net income.
Q: Do you create a budget?
Q: How often do you check your accounts?
Q: How often do you assess you spending and budget?
Q: What’s your biggest challenge when it comes to your finances?
I am a spender and want to spend all the time. 🙂 — It is a challenge to stay disciplined but we encourage each other daily.
Q: What has been your biggest success financially?
We officially have worked and been on a budget for a year after going through Dave Ramsey’s Financial Peace. We document everything through YNAB. com (You Need A Budget) app and software.
Q: Who is in charge of the managing bill paying in your home?
I pay the bills at home, but we manage the finances together.
Q: When you and your spouse disagree about a financial issues how do you come to a compromise?
When we disagree we sit down and discuss until it is resolved and we compromise according to our family needs not wants.
Q: What is the best advice you have for being a successful CFO of your family?
Keep track of everything and make a budget makes sure your future is secured. Knowledge is power and without it we are lost..
Daily Check Ins
I love that Noelle checks in on her accounts and spending daily. While it’s not necessary for everyone it definitely helps us stay on track financially.
Being a Spender
Being a spender as well I can totally relate to her want to spend all the time. I love that she and her husband focus on their needs and work together as a team to stay on track. It’s not only great financially, but we’ve found it really strengthens our marriage.
Thanks Noelle for sharing your insights with us!
Want to be featured as a Family CFO? Simply click over to the interview form and fill it out. It should only take you about 5-10 minutes. I’d love to feature readers and fellow bloggers alike. If you have suggestions for additional questions I’d love to know what you’d like to ask.