A good credit score is an important part of your financial arsenal. A good score will allow you to borrow funds for major purchases like student loans, a car loan, or a home loan. It can impact your interest rates meaning you’ll spend less over time and in turn that can have a huge impact on your […]
Credit Scores and Credit Reports: What, why and where?
Unless your last name is Rockefeller it’s likely credit is a necessary evil in your arsenal of personal finance. Even if you’ve dedicated yourself to a cash only existence, credit scores can still effect your life. For instance, did you know credit scores are commonly used by Human Resources departments? If you’re up to your […]
Your Credit Score: How it affects your budget
This is a guest post from Clover Mortgage. If you’re watching your dollars and budgeting carefully, you probably don’t want to use any credit, but at some point it can become unavoidable. You may find yourself needing a new car, or your employment could demand a move to a new city where you’ll need to […]