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How To Build Credit Without Credit Cards: New FICO Scores

April 21, 2015 By Kelly 1 Comment

A good credit score is an important part of your financial arsenal. A good score will allow you to borrow funds for major purchases like student loans, a car loan, or a home loan. It can impact your interest rates meaning you’ll spend less over time and in turn that can have a huge impact on your […]

Filed Under: eBay, Money Tagged With: building credit, credit, credit cards, credit report, credit score, ebay, Money

Credit Scores and Credit Reports: What, why and where?

July 16, 2010 By Kelly 22 Comments

Unless your last name is Rockefeller it’s likely credit is a necessary evil in your arsenal of personal finance. Even if you’ve dedicated yourself to a cash only existence, credit scores can still effect your life. For instance, did you know credit scores are commonly used by Human Resources departments? If you’re up to your […]

Filed Under: Money Tagged With: credit, credit card companies, credit report, credit score

Your Credit Score: How it affects your budget

March 12, 2010 By Kelly 5 Comments

This is a guest post from Clover Mortgage. If you’re watching your dollars and budgeting carefully, you probably don’t want to use any credit, but at some point it can become unavoidable. You may find yourself needing a new car, or your employment could demand a move to a new city where you’ll need to […]

Filed Under: Guest Post Tagged With: credit report, credit score, Guest Post

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Hi! I'm Kelly Whalen, writer, frugality expert, debt slayer, and money nerd. Welcome to the Centsible Life, my corner of the internet, where I help women live happier, healthier, and wealthier lives. My goal is to help you save time + money, so you can spend both how you want.

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