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How to do the To Do List

January 13, 2009 By Kelly Leave a Comment

A lot of people marvel at how much I do. Since it’s not as much or even as hard as what some people deal with on a day-to-day basis, I don’t think of it as extraordinary. That said, I do have a few ways I utilize my time well, and one of them is my […]

Filed Under: Organization Tagged With: how to, Organization

Don’t Be Afraid To Negotiate Prices

January 13, 2009 By Kelly Leave a Comment

Want to try the oldest form of saving money? Negotiate the price. It works for homes, cars, and other large purchases, but it also works for small and less expensive items. If you are planning to purchase a home or car, there is a ton of great advice on negotiating price, but too often people neglect […]

Filed Under: Money Tagged With: negotiate, saving, spend less, Spending

Keep it Simple at Christmas

January 13, 2009 By Kelly Leave a Comment

This year more than ever before I’m trying to keep the holidays simple. With 4 kids you’d think we spend a lot on Christmas, but we manage to keep it cheap by using these 5 simple strategies. 1. Pay attention to what the kids you are shopping for like. Usually a few times a year I […]

Filed Under: Holiday, How To, Shopping Tagged With: budget, gifts, Holiday, holiday gift guide, Shopping, Spending

Reduce, Reuse, Recycle

January 13, 2009 By Kelly 1 Comment

One of the main lessons I try to teach the kids is to care. For the Earth, for each other, for themselves, and their belongings. They have really taken the idea to heart of late and have been asking me to keep items I would otherwise recycle. I’m considering adding a bin to their art […]

Filed Under: Kids Tagged With: Kids, recycle, reduce, reuse

Organize Your Entryway In 30 Minutes

January 13, 2009 By Kelly Leave a Comment

One of my pet peeves is the mess of stuff that ends up by the front door. Bookbags, purses, lunch boxes, shoes, endless dirty socks, and lots of coats! All the kids, and my husband and I, are old enough to put our things away, yet every day there ends up being a pile by […]

Filed Under: Home, Organization Tagged With: Home, Organization, saving time

How to Host a Sweet Swap

January 13, 2009 By Kelly Leave a Comment

I attended my new favorite Holiday Party this year. A Sweet Swap. It was organized by a friend who did a fabulous job of sending out invites, getting everyone to RSVP on time, and getting us to tell her what we were making. She hosted and fed us yummy soup, bread and salad along with […]

Filed Under: Food, Holiday, How To Tagged With: alternatives to spending, events, Food, Holiday, how to, swap

It’s the Holiday Saleson

January 13, 2009 By Kelly Leave a Comment

This year it seems more than other holiday I’m getting a ton of emails, mail, and coupons for SALES. I get it, the economy isn’t that great, consumer confidence is down (where’s my portion of that $700+ billion?), and people are spending less. In my not-so-humble opinion that’s a good thing. Most of us were […]

Filed Under: Holiday Tagged With: events, sales, Spending

Mysterious Energy Bill

January 13, 2009 By Kelly Leave a Comment

Since we’ve been on a journey to financial freedom, and we consider ourselves pretty “green” (despite the 4 kids), we have been cutting back on energy and water costs as part of our overall efforts to reign in spending. I was really proud of the energy bills we’ve had for the past 6 months. They’ve […]

Filed Under: Money Tagged With: appliances, bills, cut energy costs, electricity, energy bill, Money, savings

5 Lessons I Learned From Our No Spend Month

January 13, 2009 By Kelly 3 Comments

  1. Competition breeds success. It was fun to try to spend less than my husband on unnecessary expenses. It made the challenge exciting. If you don’t have a spouse or partner get a friend or family member involved. And for the record, he won. Learn more: Surround Yourself With Success 2. We usually spend […]

Filed Under: Money Tagged With: Media, Money, no spend month, press, Save Money, wesabe

How To Plan A Frugal Birthday Party

January 12, 2009 By Kelly 3 Comments

Throwing a birthday party can be an expensive endeavor but with a little planning it doesn’t have to be. Local birthday venues start at around $200 for a simple no frills birthday, and with 4 kids with cold weather birthdays that can add up fast! Instead we host frugal birthday parties at home, and use […]

Filed Under: How To, Kids, Spending Tagged With: birthday, how to, Kids, Spending

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Hi! I'm Kelly Whalen, writer, frugality expert, debt slayer, and money nerd. Welcome to the Centsible Life, my corner of the internet, where I help women live happier, healthier, and wealthier lives. My goal is to help you save time + money, so you can spend both how you want.

Want to know more about me and learn how Centsible Life has helped readers like you? Click here.

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